pokkeri käed
Pokkeri käed
You earn R40 000 per month. You decide to invest R5 000 into a retirement annuity. SARS will not tax you on the R40 000. Instead, you only pay tax on R35 000. The contribution you made to the retirement annuity reduces your taxable income https://thedarksidecollective.com/. And you pay less tax.
Why? Contributions to retirement annuities are tax deductible. That means that the amount of money you contribute to your retirement annuity reduces your taxable income. As a result, you pay less tax.
Retirement annuity contributions are tax deductible in South Africa. That means, you pay less tax when you invest in a retirement annuity. However, are they really worth it for everyone? If you earn R7 500 per month, do you even qualify for any tax deductions? What about if you earn R40 000 per month? What about R100 000?
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You’ve brought this up in earlier episodes and you’re not totally off, but I think your theory needs to be tweaked slightly. The key to innovation and richer game play with regard to AD&D is, I think, effective world building, but the latter is (perhaps) best served in MANY regards by a study of historic warfare. Wargaming (at least the non-fantasy kind) does just this…it attempts to model real world operations, logistics, and strategic considerations with game-worthy systems and rules. My most recent foray into AD&D play has been accompanied by heavy doses of reading and research into both western history and ancient warfare (so often, sadly, intertwined) and the results have been spectacular as far as MY level of engagement and energy and endurance for real world building…and this has, quite naturally, spilled over to my players at the table.
Your insistence on knowledge of the roots of the game, i.e. wargaming, Diplomacy etc., I can well understand, although I know relatively little about these matters. But what I have seen or experienced of the ethos, complexity, creativity and partly the rules (e.g. Diplomacy’s simultaneously revealed actions) is certainly relevant for our hobby and its development. Your posts make me curious and wistful…
A good example for my approach is the Second Law in the Realm of the Nibelungs: *Alone or with seven.* In the underworld or mythical wilderness – i.e. when adventuring – the party must consist of exactly seven members (or reaction rolls are only made with 1d6, i.e. most random encounters‘ reaction is unfavorable or hostile).
